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  #1  
Old 08-19-2014
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Default collection agency

I was on my real paypal account and sold 2 items. Buyer filed dispute but I ended up closing account so the account still went negative to about 800 dollars. Now they wont stop calling me. I have them on the reject list but they still try to call me. Anything I should do? What will happen if I dont pay the debt?
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  #2  
Old 08-19-2014
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Default Re: collection agency

Quote:
Originally Posted by sovietboyvx View Post
Anything I should do?
Yes, you have to pay what is due this is what I strongly suggest.

Then get the stealth guide and go back to Ebay and Paypal and try to run a proper business without scamming Ebay, Paypal or your customers.

Last edited by ilcarletto; 08-19-2014 at 11:32 AM.
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Old 08-19-2014
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Default Re: collection agency

Pay them its what you owe them and it will get rid of the headache/anxiety. Well worth $800. Plus you can learn what you did wrong in this case and tweak your strategy going forward so it does not happen again.
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Old 08-19-2014
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Default Re: collection agency

They will just keep chasing you for the money.

It wont go away if you ignore it.
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Old 08-19-2014
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Default Re: collection agency

They are asking for the payment to be made in 1 shot. So hopefully when I have the cash ready in a month I shall call and pay them off. I do have another paypal account with my real info. So how long should that last till it gets limited.
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Old 08-19-2014
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Default Re: collection agency

Time will tell on that matter, how long has your initial account been limited?
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Old 08-19-2014
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Default Re: collection agency

It hasn't gone limited. That's the thing so im not sure what to do. Wait till I have the full amount and pay it off?
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Old 08-19-2014
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Default Re: collection agency

Quote:
Originally Posted by sovietboyvx View Post
I do have another paypal account with my real info. So how long should that last till it gets limited.
Could be a day, could be a year. I would not bank on it being around for much longer though if all the info is the same.
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Old 08-19-2014
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Default Re: collection agency

Me personally (I am fairly cautious) I would wait till all the negative problems are resolved, wait a couple weeks and then start back slowly. In the meantime I would be making stealth accounts.
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Old 08-19-2014
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Default Re: collection agency

All the info is the same. But the reason I am making stealth paypals is to avoid any disputes and change backs under my actual name.
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Old 08-19-2014
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Default Re: collection agency

Smart, I would probably just clean up the personal account so it is in good standing and then move on to the stealth accounts exclusively.
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Old 08-19-2014
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Default Re: collection agency

Alright sounds fair. After I sell these stocks coming through PayPal invoice I will clean the personal account and my name up.
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Old 08-19-2014
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Default Re: collection agency

Quote:
Originally Posted by sovietboyvx View Post
They are asking for the payment to be made in 1 shot. So hopefully when I have the cash ready in a month I shall call and pay them off. I do have another paypal account with my real info. So how long should that last till it gets limited.
I wouldnt rely on that PP for long run operations ...it could go down at any time.

As for your debt...listen to other posters on this - credit history hits are bad
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Old 08-19-2014
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Default Re: collection agency

Wait so this debt can actually touch my credit score? I heard it cannot before.
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Old 08-19-2014
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Default Re: collection agency

yes it can.

Now why did you close the account when the buyer filed a dispute?
And what was the dispute for?
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