Yeah here's there list of "Unacceptable Business Categories"
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All Sexually Oriented or Pornographic merchants including:
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Adult Book Stores/Video stores
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Adult Telephone Conversations or video text
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Companion/Escort Services/Dating Services
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Massage Parlors
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Topless bars/clubs
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Modeling agencies
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Miscellaneous entertainment (not elsewhere classified)
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Aggregators (third party payment processors)
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Audio/video text
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Airlines
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Cruise Lines
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Any Illegal products/services or any service or product providing peripheral support of illegal activities
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Auction Houses
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Bail Bondsmen
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Cellular Phone/Beepers (Services, not equipment)
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Chain Letters
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Charities (other than well known)
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Check Cashing
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Collection agencies or firms involved in recovering/collecting past due receivables
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Credit Repair
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Credit Card Protection or Identity Theft Services
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Currency Exchanges
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Drug Paraphernalia
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Extended Warranty Companies
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Flea Markets (with no lease and phone availability) (Virtual terminal/Wireless considered High Risk)
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Fortune Tellers
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Merchants offering free gifts, prizes, sweepstakes or contests as an inducement to purchase a product/service
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Get Rich Quick Schemes
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Health Membership Clubs (Extended Memberships)
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Import/Export (Non Mag Stripe or MO/TO)
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Investment Programs/ Opportunities
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Internet pharmacies
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Internet tobacco/cigarettes
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Lotteries, Gambling, internet Gambling, contests or sweepstakes
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Sports forecasting or odds making
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Mortgage Reduction Services
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Taxi/Limousines (singletons) Virtual terminal/Wireless considered High Risk)
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Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, etc.)
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Prepaid Cards/quasi cash
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Real Estate Seminars
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Shippers/forwarding Brokers
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Timeshare
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Travel Agents/Tour Operators/Travel Clubs
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Merchants engaged in Door to Door Sales
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Pyramid or multi-level marketing distribution
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Third party order fulfillment
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Merchants engaged in Outbound Telemarketing
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Infomercial merchants or other inbound telemarketers engaged in upsell
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Merchants offering rebates or special incentives
__________________ “You have to learn the rules of the game. And then you have to play better than anyone else.”
-Albert Einstein |