Ally bank is closing my accounts and keeping funds!!!!!

Gman91189 · #23 02-24-2012

So hold on, if I use another bank to withdraw the funds from paypal, those names on the account would get flagged by other banks, and therefore flag me???

Gman91189 · #24 02-24-2012

If I were to add another bank, suntrust, credit union, boa etc... to that paypal and then withdraw, the bank would see its coming from "john smith" and flag the account holder??

Gman91189 · #25 02-24-2012

Btw, I told them I was getting paid this way, freelance worker, website degin and logos etc that's all

bansheezone · #26 02-24-2012

Quote:

Originally Posted by Gman91189

So hold on, if I use another bank to withdraw the funds from paypal, those names on the account would get flagged by other banks, and therefore flag me???

Not at all. I was saying you can still use the paypals that those allys were attached to, that is if you had already shipped the items and dont plan to ditch the account. Just add new banks to them.

bansheezone · #27 02-24-2012

Quote:

Originally Posted by Gman91189

If I were to add another bank, suntrust, credit union, boa etc... to that paypal and then withdraw, the bank would see its coming from "john smith" and flag the account holder??

No, you would just be adding a new bank. so you would have to verify it etc..

some banks dont care about mis matched names

bansheezone · #28 02-24-2012

Quote:

Originally Posted by Gman91189

Btw, I told them I was getting paid this way, freelance worker, website degin and logos etc that's all

They dont care, just like ebay or paypal. If they can steal and make interest on your funds they will.

Gman91189 · #29 02-24-2012

That's what I thought, yea let me give them a call and cross my fingersOk

LoopHole · #30 02-24-2012

Wait and see what others have to say about this. I'm sure someone had this happen to them before.

I don't see how a bank can just take your money like that. Its DEFINITELY NOT their money, i would definitely put up a fight if i were you. The 5 accounts in different names attached to different checking/savings accounts might raise a red flag. But you can be creative and explain yourself out of that one a little bit to make it sound more legit.

From what i read its only this one account they closed? Are the other accounts fine????

This makes me want to start withdrawing money from my banks.... But then again that can also raise flags.

bansheezone · #31 02-24-2012

I hope the funds gets released back. Good luck eventually if this is a issue others will chime in.

Gman91189 · #32 02-24-2012

Yea and no, the "paypal account holders" would have to basically do that though pp,
Meaning, I guess they have to add money and withdraw back to the account
And therefore, would limit my account correct?

LoopHole · #33 02-24-2012

Quote:

Originally Posted by Gman91189

Yea and no, the "paypal account holders" would have to basically do that though pp,
Meaning, I guess they have to add money and withdraw back to the account
And therefore, would limit my account correct?

Yes, as far as i know if they take the money back from the bank they will see the name on the account... which most likely is not the same one on your stealth... so that would mean your account would be limited.... But then again... if this were to happen im guessing pp would hold the money for 180 days and then release it???? Another option to work with???

Gman91189 · #34 02-24-2012

They told me it would be only be able to reverse the dollar amount that was made, basically just "refunding"
back the money, meaning, a new transaction CANT be made, just refunding the last transaction.

Seems OK, until the fact that the trick can't tell me the dam dollar amount on my accounts, therefore, if I get overdrawn, I'm stuck

Either way how in the world do u refund a withdrawal?????I don't believe that's even possible

Btw account isn't closed its restricted, I can't even log in, NOTHING

LoopHole · #35 02-24-2012

What happend to the other 4 accounts you have with them.... Are they ok?

That's definitely important for us to know. If they are... what have you done differently with this one and the others????? DIGGG DEEEP man... everything plays a role.

Gman91189 · #36 02-24-2012

I can't access none of my accounts, I can't log in at all

Gman91189 · #37 02-24-2012

I changed the address on the account cause I moved that was all but either way I've done that with other banks and they are all fine

I wish I could just find out how much are in the accounts that's all

oge · #38 02-24-2012

This happens all day on prepaid cards they freeze the account but I had them send it

back to pp a few times and the account didn't get limited and even limited accounts this

happened as well just sent back. Also I used HSBC and they froze the account closed it

and they sent me a cashiers check for the balance one of these scenarios will apply to you

good luck!

Gman91189 · #39 02-24-2012

She told me the only way was to have pp basically reverse the deposits, but hello that's not possible with pp

LoopHole · #40 02-24-2012

Quote:

Originally Posted by Gman91189

I can't access none of my accounts, I can't log in at all

Hmmmm.... then im guessing its all of them that they have a problem with... Just to throw another option out there you can always go try the ATM and withdraw as much as you possibly can... Maybe they haven't restricted that. But then again that might even make it worse. I'm running out ideas here. Wait for others to post. I'm sure they will have some good input.

I really do think that you will get your money tho. You asked the rep what you can provide to release the funds and she said she can't tell you????

I would definitely have raised my voice quite a bit and said somethings to her that would question why she works there. Sometimes this is what you need to do to get situations like these solved. Most of the time if you let them push you around and they notice it... especially someone as big as a bank.... they will use that to their advantage and next time you call they will push you around even more. Just like insurance companies.... they are seriously the best at this....Before you called you should have came for advice first.... if they sense you don't know what you are talking about or don't know what you can do in situations like these they will try to make you believe everything they say.

oge · #41 02-24-2012

Did you talk to a supervisor? Or was this the customer service or security dept? I'm sure if you talk to a supervisor and tell them that you "didn't know" and to send it back to pp or see if they will close the account something will work.

LoopHole · #42 02-24-2012

Quote:

Originally Posted by oge

This happens all day on prepaid cards they freeze the account but I had them send it

back to pp a few times and the account didn't get limited and even limited accounts this

happened as well just sent back. Also I used HSBC and they froze the account closed it

and they sent me a cashiers check for the balance one of these scenarios will apply to you

good luck!

Yeah... that is what i would imagine happens in these situations... they close the account and send you a check. There is no way in hell i would let them keep my money like that.

Gman91189 · #43 02-24-2012

Wasn't a rep, it was from fraud dept, she said she couldn't release the funds because they technally wasn't mine (wasn't coming in under my name)

Gman91189 · #44 02-24-2012

SO DID I, I figured they would just send a check and close the accounts end of story