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PayPal claim they spoke to my bank
 

PayPal agent called my bank and asked me why my stealth PayPal and my bank account name don't match after withdrawing. I never heard of them doing that and didn't know how to respond.

I never had a problem with my bank using stealth witdrawed many times.They also asked me other questions and said I might have to supply documents to Prove ownership of the bank. He also asked other questions such as why did I add a second bank account so soon after opening a PayPal account and also said I tried calling you and your phone doesn't have a voicemail.

I find that strange he said. Also the craziest question was why Do wait long periods to withdraw? How am i suppose to respond to that.He kept saying my stealth name at the end of every sentence. What should I try to do since this agent want let me withdraw. I was selling both branded and unbranded items on this account.

Was it ally ?

It was a guy.

Need more info.

Which bank? Type of account time account active & amounts going into account.

Were you called by paypal or by your bank?

Have you PROOF that a call was made to the bank as claimed?


I know this really does freak you out. BUT I also know that paypal may 'suggest' they have done something to try to trap you.

Please exlain more. Or if you thik it is too sensitive send me a pm.

I'm seriously looking at the alleged behavior of paypal & your rights :peace:

Like GB said, PP is not afraid of lying and playing games just like you do. Can't just assume everything they say is true. Play the game back with them or ditch the account and make more.

No reputable bank would share your information with Paypal, that be ridiculous otherwise.

Stan asked the name of the BANK :boink:

Share the story fully :D

Since when did PayPal call banks? (thats if they even did :boink:)

Even if they did why would a bank give that sort of information -

Yeah when he(the supervisor) called I denied that the name was different he said no no no. I asked what name is on the account and he said you should know and kept saying why is the name on your bank account different hummm.

I'm nervous because I never had that happened and now I'm wondering if paypal will keep it forever. His questions where just crazy talk.

Hes investigating and said he just had to ask some questions.I dont know if he actually called my bank .

I haven't heard anything from my bank only Paypal.I was receiving payments from 50-250 and my bank is TCF. Ive been having a bad month with paypal :(

The paypal staffer is playing you.:fight::fight:

He's fishing. It's a known tactic to try to trip people.

He's aiming to upset you and get you to say something wrong.

Dont be fooled by him.

1st question - have you uploaded any funds from your bank to pp? Have the microdeposits been taken back by pp?

Yeah I been using the account for a while. Never uploaded funds from my bank to PayPal.

Followed the whole stealth read around the forums and done everything correctly.

He didn't get me to say anything about why the names didn't match. His first question was what's the name of the bank account you withdraw your funds to. I said TCF then he said ok why when I called TCF they told me the names don't match.

I said I have no idea if the names didn't match then every payment I transferred wouldn't have went through then he said not true since the names don't match and kept going on and on. I hope he is just fishing:boink:

So no funds SENT from your bank to pp - 100%. 2nd q - how much money have you ran through pp?

As for the pp agent saying they called the bank to verify names - sounds like a big lie - NO bank would give that out unless 1) subpoena 2) pp is trying to RECLAIM funds - that`s why my 2nd q is there - even then I don`t remem a clause in the agreement form between you and pp allowing that a bank gives up info to them.

So, this didn't trigger red flags to you at all? You had him in a lie right there and then you backed down.

Dont forget it takes a bit of practise to play with paypal. Very nerve racking 1st few times :faint:

OK so here's my deal with one of my banks that a friend works at. He brought the paper over that showed me at least there policy but I would think it would be all financial companies. I knew some of this before and this is why you need to read fine print and DO NOT sign everywhere they tell you to because more then likely your allowing them to share your info

"FEDERAL LAW GIVES CONSUMERS THE RIGHT TO LIMIT SOME BUT NOT ALL SHARING" This is the only one I can not opt out of for sharing and its always the same, here is quote on why "information thats mandatory to maintain your account, respond to court orders and legal investigations, or report to credit bureaus" you cant opt out of sharing to them/those reasons

But alot of banks also share info with other financial companies. PAYPAL UK if im correct was granted a European Union banking license so I feel it could be shared there but in the USA its not considered a bank but does have some banking limitations as how it holds our money in interest bearing checking accounts.

The above quotes are real facts, I also asked my buddy from the local bank and he said he does see paypals name all the time but has never gotten a call from them in all the years hes been there. He said he would never give them information and only gives it to LEO's and that type of field. One more thing he said is that usually paperwork is mailed or they are visited by an official if information is needed its not just a phone call and handed out over the phone.

So take this however you like but the last part being said I think clarifies that phoning the bank is bogus for info on you. I will leave it at that

Please only read this as informational, but most of the above is a fact FOR ME PERSONALLY in my area with my banks

I'm agreeing with accutinting in the above post. We had a long chat about the topic.

What he posted is the usual story. :thumb:

I repeat it was a attempt by the staffer to trap the OP :boink:

Trap into what??? If they are that suspicious, why not just can him and get it over with?

It could be a bored representative or it can easily be the fact that PP and its employees don't know everything. That's how we still remain stealth. By playing these little games with n00bs and softhearted folk, they can pry information and learn from the mistakes, making future stealth even harder like they do every year. Who knows... :boink:

How often do you play poker?

If you play, I'm sure you'll not throw your hand in too early too often.


If the paypal staffer is dealing with cases that APPEAR to be one & the same user, he may be fishing for more stuff.

He's playing poker too :fight:

Agree on that

I've never played poker, but this stuff is just too much. You guys sure know how to push Paypal's buttons!

It is not about pushing their buttons. It's about, that they are lying about getting info names over the phone.

I have 4 years experience in the investment banking field and I totally agree with what accutinting was saying. Consumer and Investment banking generally fall under the same laws but governed by different federal offices.

When I worked at Morgan Stanley, "all" customer inquiries were handled by official registered mail or in person by lawyers, family members, or employees of certain government offices mostly SEC (US security exchange commission).

If your bank gave away private info of that matter, then you might have a lawsuit on your hands with your bank. I think the OCC (Office of the Comptroller of the Currency) handles consumer bank complaints in the US. Some other office handled the complain but that changed I think in June(?) of 2011 to the OCC.

You might want to google "bank complaints" and see where it gets you. Paypal and your bank have no right to share this info. If paypal was worried about something, I am sure your paypal account would have been toast by now. They don't have the time or resources to check up on millions on millions of accounts.

Even better, I found the link on their webpage to file possible bank complaints

File a Complaint about a National Bank

Remember, these fools have no association with FDIC. Which means they have no power in banking. They are a nuisance and banks hate them. We have all heard tellers, clerks, managers, etc complain about them. The first time I had to close an account and told the clerk it was because of PP, they said they already had numerous customers complain about them and that they were well aware of all of the problems they were causing for people.

PP is no different than a thieving, shady drug mule. Once they pick up the goods and cross the border, they run like hell hoping El Jefe (FDIC) can't catch up.

Basically pp agent was giving you a DUMB reason to ask for bank statement. Also trying to sucker you into an admission of "stealth". Knowledgeable pp agents can lie and play games - if I was employed by pp, I would do the same thing just to peddle out the "noobs" and fraudsters.

You have to remember, once Paypal do gets a banking carter, if they do. Then I am afraid to say that paypal stealth accounts are done for. You will need a SSN for every paypal account you open.

In the current method, paypal without banking carter, you can open a paypal account in what ever name you want. You can pretty much run your paypal account without any Federal headaches, but always pay your taxes. Your headaches will come in other ways.

I like paypal without any banking carter.

Dont forget the OP has another thread

http://www.aspkin.com/forums/subscri...hs-paypal.html

There is a reason for all of the behavior by the paypal staffer.

Pay attention to a whole picture not a part scenario :boink:

Update

Ok Just got off the phone with the paypal employee from last time. he is seriously the meanist employee there and doesn't play any games. he told me since the names doesn't match i cant withdraw the funds. i told him the names does match and he actually said "no the hell it don't steven"(stealth name) and your waisting both are times. I said what name is on the account then? He said he doesn't know but he contacted my bank i tried to withdraw to with the info on the account and said that the bank said the info doesn't match. and said if you would like to do anything further you can contact an attorney but ill doubt youll get far. then i start talking some more :argue: and he said goodbye and hunged up. i was like wow. his name is Scott he works with limitation department. if you have him review your account consider it done.:rip:

Scott what? We need last initial...ALso bank wouldnt tell him anything AT ALL, you should have said STOP YOU GOD DAMN LYING! I know the names match.

Reason I know the bank wouldnt tell them sh!t is cuz I had a credit card limited last month. The cc company called to try to verify my info and the bank blew them off completely telling them they cannot discuss any account information with them.

This PP employee handling your PP A/C is obviously highly suspicious of you & is trying to tease an admission of discrepancy out of you that would confirm his suspicions about your PP A/C.

You'd really need to review what your options are in this situation, it is a tight bind to be in.:faint:

i told him that's not true info with my paypal and bank are the same. he said the name, info from your paypal doesn't match with your bank(he kept interrupting my sentences so i felt like a b**** lol). i told him stop lying and release my funds. also i don't think he would have gave me his last name since he didn't want to give me any other information. anytime i asked something he would say no i'm asking question. he didn't sound like a typical robot consumer support. he finally beat me since i DIDN'T provide signature confirmation for my 250 over orders so i guess he wins. Let me find this Scott from PayPal:fight:

Just to be clear - is this the same account that you were talking about in your other thread?

People-----


Understand that pp hires people and trains people to get as much info out of you they can. They will lie and lie to get the info they are trying to get.

Ever dealt with a nasty debt collector, you know the ones who calls you family members, neighbors, etc to get info on you. Nasty debt collectors are some of the most nasty people are earth.

I have been told that pp has hired many people who have worked at these nasty debt collectors offices because of their training and background.

Never trust anyone at pp or eb.

They are trained to lie, cheat, scam or anything they need to do and they believe they are above the law and have supreme authority to do whatever they want.

If an agent told me this I would ask them who they spoke to, the date, time, branch and what they spoke about. I would ask them if the bank gave them any personal information and what info was given. I would tell them that you are going to an attorney because this is in direct violation of privacy laws and the patriot act and believe me they will either hang up or start being nice.

Arm yourself with knowledge of what can and cannot be discussed.

PP has no right to talk to the bank and ask personal information and the bank is not allowed to share such info with them.

Always when talking to pp or eb, ask them their name, ask them to spell their name, ask them the first initial of their last name and let them know you are making notes of the conversation. It puts them on the tips of their toes and lets them know you know what you are doing and you are not some dumb ass who is going to sit back and let them dictate and control the conversation.

__________________

Whole picture should not be split into multiple threads - no wonder. Tiresome.

Sandy_D - very well said.

I get that the employee is a douche and is taking some kind of sado pleasure from it, but lets help get this guys money out.....who said that even IF the names do not match, they can bypass their own terms and not pay out after the 180...does it say that somewhere?

what if it was a trading as or relatives bank acc, so what....

OP's other post says that PP is accusing him of sending empty boxes for a $4,400 transaction and that's why they're not releasing his money.

I'm all about helping the guy get his $, but it's annoying not to have the whole story laid out at once.

If someone is sending empty boxes and wanting to be paid they should not get anything but a jail cell.

DO NOT PUT us who want to operate honestly into covering your butt if you in fact are cheating and committing fraud and theft.

We are NOT your whipping toys to help you rip people off.

IF this is the case.

Send me an empty box and I will make sure you get an nice orange jacket with a number on the back. I work too hard to get someone to steal from me.

** If this member is in fact doing this then they need to be banned and or we all need to not help them with anything.

Crap likes this makes it harder for all of us to get our money released.

Sounds like you already made up your mind.

Sent from HTC HD2 using tapatalk beta 6

This forum should be for the people who have made mistakes with customer servicing but get no breaks cut by ebay and paypal and have been barred.

I have no time for crooks trying to get re established to con innocent buyers, this impacts the innocents who find it harder and harder to make a living on the auctions. :fight: