Rather different in the UK rather than the US.
I'm not going to tell you what to do, I'll just tell you what I'd do.
I wouldn't pay the fee's just yet. When they send the the debt collectors, tell them PayPal have the money, and the fee's will be paid when you get paid.
They'll keep ringing, writing twice a month. But it can't affect your credit whatsoever unless they get a CCJ, and I've NEVER heard of anyone being taken to court for eBay fee's.
Make them wait, like your waiting for yours.
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