Just registered

[ebaywanton]

Just registered for MP in the UK (all details the same except my address which is altered on the bank statement).

How long would they take to get back to me? And is there a possibility of a ban before activation if they smell something fishy (i ask as i want to move all my stock in 2 weeks).

I appreciate any responses

[richie2065]

From reading the threads on MP the issue is with this soft credit check which happens later.. so you think you have passed the checks to then be turfed off,
I have not tried to enrol yet on MP based on the info from these threads..

[ebaywanton]

Can the soft credit checks expose your real address? Thats my only concern

[DarkKnight17]

Originally Posted by ebaywanton

Can the soft credit checks expose your real address? Thats my only concern

Good point

[e2free]

They dont do soft credit search or anything like this dont spread the wrong info

[nyc]

They definitely do identity checks.

Provide us with all information which we may require for purposes that include: verifying your identity, complying with applicable anti-money laundering and sanctions screening obligations, allowing us to manage settlements of your transaction proceeds, and assessing fraud and risk. If you are an individual, this information may include, without limitation, your full name, address, phone number, date of birth, taxpayer identification number, bank account information, and a form of government-issued identification (e.g., a copy of your identity card or driver’s license). If you are a business, this information may include, without limitation, your full business name, address, phone number, entity type, bank account information, tax identification number, and business number, in addition to details regarding your beneficial owner(s), director(s), officer(s), authorized representative, and/or primary contact, such as name, contact information, nationality, and title. You understand that we will be unable to settle your proceeds, or issue you any tax documents (such as a United States Internal Revenue Service Form 1099-K) if you do not provide or appropriately update us with accurate contact information and other requested data.
Maintain the accuracy of the information we have on file, and consent to our periodical updating of such stored information based on information provided by you, your bank, or other payments services providers. You will only provide us information about payment or settlement methods that you are authorized to use. You understand that if you change your country of residency, you may need to repeat some or all of the onboarding steps described above to continue using Payment Services.
Comply with all, and not cause a third party to violate any, applicable laws, regulations, rules, and terms and conditions in connection with your use of the eBay Services. You understand that some third parties (such as banks, credit and debit card issuers, credit and debit card networks, and payments services providers) may have their own terms and conditions for the payment or settlement methods you or buyers choose to use in connection with payments that we manage, such as terms and conditions that relate to the settlement of funds, chargebacks, prohibited items, and overdrafts. Failure to abide by third-party terms and conditions may result in fees assessed to you, delays in your receipt of funds, or other actions taken by such third parties. You agree that we have no control over, or responsibility or liability for, such fees, delays, or actions.

[CaptainComedown]

Hmm I'm not so sure, although I could be wrong. I have made two attempts to enroll with MP and both times I have failed because of the bank account, the ID has been accepted both times. I dunno how to get around it other than maybe creating the ebay account in my real name and then loggin directly into my bank account from MP instead of sending in a document. Hopefully it will just confirm the name and perhaps they only do additional checks on people who send in documents. Does anyone know if they can see your address and DOB when you log into your bank via MP? I'm guessing theres a fair chance they cannot?

[richie2065]

There seems to be a fair few people saying that a sof credit check is the later stage after submitting docs??

Originally Posted by e2free

They dont do soft credit search or anything like this dont spread the wrong info

[richie2065]

I thought it was the same as Paypal, they can't actually confirm the name and address with the bank dur to GDPR?

Originally Posted by CaptainComedown

Hmm I'm not so sure, although I could be wrong. I have made two attempts to enroll with MP and both times I have failed because of the bank account, the ID has been accepted both times. I dunno how to get around it other than maybe creating the ebay account in my real name and then loggin directly into my bank account from MP instead of sending in a document. Hopefully it will just confirm the name and perhaps they only do additional checks on people who send in documents. Does anyone know if they can see your address and DOB when you log into your bank via MP? I'm guessing theres a fair chance they cannot?

[Uavmods]

Originally Posted by richie2065

I thought it was the same as Paypal, they can't actually confirm the name and address with the bank dur to GDPR?

Yea they can't comfirm your name address with some banks Halifax for one I have signed up for MP with a Halifax savings account passed no problem with changed name on the bank statement all they can check is that it's an real account.

[e2free]

Originally Posted by nyc

They definitely do identity checks.

Provide us with all information which we may require for purposes that include: verifying your identity, complying with applicable anti-money laundering and sanctions screening obligations, allowing us to manage settlements of your transaction proceeds, and assessing fraud and risk. If you are an individual, this information may include, without limitation, your full name, address, phone number, date of birth, taxpayer identification number, bank account information, and a form of government-issued identification (e.g., a copy of your identity card or driver’s license). If you are a business, this information may include, without limitation, your full business name, address, phone number, entity type, bank account information, tax identification number, and business number, in addition to details regarding your beneficial owner(s), director(s), officer(s), authorized representative, and/or primary contact, such as name, contact information, nationality, and title. You understand that we will be unable to settle your proceeds, or issue you any tax documents (such as a United States Internal Revenue Service Form 1099-K) if you do not provide or appropriately update us with accurate contact information and other requested data.
Maintain the accuracy of the information we have on file, and consent to our periodical updating of such stored information based on information provided by you, your bank, or other payments services providers. You will only provide us information about payment or settlement methods that you are authorized to use. You understand that if you change your country of residency, you may need to repeat some or all of the onboarding steps described above to continue using Payment Services.
Comply with all, and not cause a third party to violate any, applicable laws, regulations, rules, and terms and conditions in connection with your use of the eBay Services. You understand that some third parties (such as banks, credit and debit card issuers, credit and debit card networks, and payments services providers) may have their own terms and conditions for the payment or settlement methods you or buyers choose to use in connection with payments that we manage, such as terms and conditions that relate to the settlement of funds, chargebacks, prohibited items, and overdrafts. Failure to abide by third-party terms and conditions may result in fees assessed to you, delays in your receipt of funds, or other actions taken by such third parties. You agree that we have no control over, or responsibility or liability for, such fees, delays, or actions.

Well I know for fact they dont since registered legit account on mp few months ago and no search on file this is for uk account

[ebaywanton]

So what high street bank would be the best (im guessing halifax?). i have used LLOYDS for now.

[mtrc]

Did you changed the account owner into your real name or the BUSINESS name you changed into your name?

[ebaywanton]

No, my stealth details are my original name and DOB. Everything else is different. I just altered my address on the bank statement. I'm not positive that my account will be up for much longer, but its luck of the draw i guess.

[Uavmods]

Never had a problem with Halifax for stealth accounts like I said changed the name on the bank account to the same as my ebay account and it passed for MP

[mtrc]

Originally Posted by Uavmods

Never had a problem with Halifax for stealth accounts like I said changed the name on the bank account to the same as my ebay account and it passed for MP

You changed the name on the bank account or you "fixed" the bank statement? I think Halifax doesn't allow to change the name on the account, are they?

[Uavmods]

Originally Posted by mtrc

You changed the name on the bank account or you "fixed" the bank statement? I think Halifax doesn't allow to change the name on the account, are they?

Of course I didn't change the name on the bank account just on the screenshot of the bank statement with gimp photo software.
Then upload it to ebay
Halifax does not disclose your name so ebay cannot know who the account belongs too

[175tom]

Luckily when i bought an account I was supplied with photo ID. However I will need to upload a bank statement I am also with halifax aswell. So im just wondering shall I get my bank statement on halifax from my phone and screenshot it and then change the address to my stealth account using gimp?

Is that correct uploading id in stealth name and bank statement in stealth name?

[Uavmods]

[QUOTE=175tom;1120268]Luckily when i bought an account I was supplied with photo ID. However I will need to upload a bank statement I am also with halifax aswell. So im just wondering shall I get my bank statement on halifax from my phone and screenshot it and then change the address to my stealth account using gimp?

Is that correct uploading id in stealth name and bank statement in stealth name?[/QUOTE

]
Screenshot it uploaded to your computer change name or address to match your ebay account and ID then upload your bank details to eBay and ID if they ask for it

[175tom]

Thanks for your reply! When i gave my information for MP i gave my stealth name and real bank account number and sort code. They have responded today saying info is wrong and its giving me the option to upload a bank statement. So is this when i will send the changed statement? They are not asking me for photo id yet!

[Uavmods]

Originally Posted by 175tom

Thanks for your reply! When i gave my information for MP i gave my stealth name and real bank account number and sort code. They have responded today saying info is wrong and its giving me the option to upload a bank statement. So is this when i will send the changed statement? They are not asking me for photo id yet!

Yes do that they should pass the bank statement upload with the changed name on the account statement I had no problems.

[175tom]

Originally Posted by Uavmods

Yes do that they should pass the bank statement upload with the changed name on the account statement I had no problems.

Thanks very much! Ill see if i can get creative! I tried gimp but trying to get the font exactly the same is proving difficult! I may see if anyone on here can create one for me for a fee all i need is the name changed!

Thanks for your help so far I will keep you updated!