Questions about Banks and Cards

[samspalace]

Update on this post

Test account I created deposits confirmed today 3 days after sale.

Interestingly I get 2 more soft checks on my credit report (clear score)

Both on the same day

1) TRACESMART - Adyen
2) GB Group - Adyen

These soft checks are simple to understand I put 2 and 2 together the TRACESMART is my ID being checked against address I gave so far it’s passed and the second one is the deposits being confirmed also passed.

Normally at this stage I will list my own risky item but because I was asked for ID I’ve decided to list a random item up for 3 days. I’m waiting to see if anything happens after sale if it doesn’t then I’ll start listing what I want to list.

I’ll update in 3 days time.

[rsot]

Thanks for the update

[samspalace]

Final update

So after the item sold on a 3 day auction I cancelled the order.

It’s been more than 24hours since the listing has been cancelled buyer refunded and no issues with my account.

I can’t believe I have a proper account on managed payments which has now passed my real ID.

Just need to get those limits lifted now.

[Nimble]

When they do checks for verifying the person lives at the address or not, do they also check the date of birth registered on account or not?

[rsot]

Originally Posted by Nimble

When they do checks for verifying the person lives at the address or not, do they also check the date of birth registered on account or not?

Usually after some kind of security flags are tripped...

[samspalace]

Originally Posted by Nimble

When they do checks for verifying the person lives at the address or not, do they also check the date of birth registered on account or not?

For my account they checked my ID (real passport) against the address I used on my credit report with my date of birth and it passed. I’ve tried it with a mad made up address and a real address not lived at and both failed twice.

[Nimble]

I think I didn't make myself clear with the question.
Basically, it's a half stealth account, the name is real, the address attached to the name is real and on credit report, but the D.O.B is not.

Will this fail ID check because of incorrect DOB, or will this be overlooked?

[samspalace]

Originally Posted by Nimble

I think I didn't make myself clear with the question.
Basically, it's a half stealth account, the name is real, the address attached to the name is real and on credit report, but the D.O.B is not.

Will this fail ID check because of incorrect DOB, or will this be overlooked?

It’s like my account my account is half stealth and half real (in terms of address) but personally I would use my DOB as if their checking credit reports your date of birth name and address will be shown when their checking. Just from my experience.

[nispo316]

Originally Posted by samspalace

This is amazing news to hear I’m happy I was able to help you out.

I did a test account last Thursday in my name, date of birth and previous address used. Once the random item sold I got hit with ID request and deposits.

Checked my credit report soft check was done on clear score when I created the eBay account and another soft check was done on credit karma once the item sold. Not sure why I was asked for ID. Could be I changed address on my credit report a day after I created the eBay account. But my ID passed on the account and it’s been more than 24hrs.

This has never happened to me before failed on 2 accounts before using random address and real address I didn’t live at. But this time it passed.

Third time lucky I guess just need to confirm deposits now.

Just keep trying new methods everyone eventually it will work for you.

Is there a way to add an additional address to your credit report quickly? I have one address I can use but want more so I can make multiple accounts.

How did you change the address on your credit report the very next day?

I know you can add an address by changing your banks address but can imagine there can be a lag between this and when it appears on your report.