Has Anyone Docs have declined since the rules?

[eternity4u]

Has anyone attempted to send in docs to PayPal since the new policy started?

Has anyone docs been declined?

[jhn2001]

whats the new policy ?

[Callidus]

Read the new T&Cs - due to be implemented 29th December

[screwbay]

if paypal are starting to do credit checks, then sureley these are for people who want credit?

[JamesNorth101]

Not everyone in the UK has credit history.
PayPal would be shooting themselves in the foot if they turned down everyone that has 0 credit history

[Ebayorbust]

It's nothing to do with having credit / credit history. It's about being able to identify that a person is who they say they are and that they live where they say they live.

Over 95% of the adult UK population have established credit history - enough to electronically identify themselves. The 5% that don't will get asked for documents that will be subject to these enhanced checks.

Why do you think Paypal are "shooting themselves in the foot" by trying to reduce fraud?

[JamesNorth101]

That is not what I was referring to.

PayPal would be shooting themselves in the foot if they turned down everyone that has 0 credit history

If PayPal automatically declined anyone that has no credit history in the UK then they would be loosing a lot of business.

They would be loosing out on people who have recently moved from overseas to the UK, students from overseas, people who have recently turned 18, people who simply have no credit history as well as a host of other potential customers.

PayPal are rightly trying to reduce fraud, they have left themselves far too open to it for too many years, but they will not do that by simply declining anyone who has no credit history. That would be very bad for business and therefore they would be 'shooting themselves in the foot'

[Ebayorbust]

They won't decline any genuine customers if they have no credit history.

Anyone that fails the automated checks will be asked for documents in the same way they have done for the last several years.

[solefoodbk]

Originally Posted by JamesNorth101

Not everyone in the UK has credit history.
PayPal would be shooting themselves in the foot if they turned down everyone that has 0 credit history

Especially kids that are 18 who either want to make real money using eBay or just for side money..

These people are the foundation of Paypal's future growth, so it would be highly unwise to do that! First impression is everything.

[johnquango]

Originally Posted by Ebayorbust

They won't decline any genuine customers if they have no credit history.

Anyone that fails the automated checks will be asked for documents in the same way they have done for the last several years.

what happens in paypal visibly when you pass their 'automated checks' ??

its been over 10yrs since I set up a 'real acc' so im not familiar with the modern set up..

I know when stealthing you click it twice / it fails twice / then asks for the Docs.


if you set up a 'real / genuine pp acc' whats the process to verify? or would there not be one after you have linked bank account etc

[tida2004]

I've submitted one yesterday and call them instant , the lady from P****l checked and put my account standard.

[eternity4u]

Originally Posted by tida2004

I've submitted one yesterday and call them instant , the lady from P****l checked and put my account standard.

Was this a stealth docs?

Congratulations on passing.

[JamesNorth101]

Originally Posted by tida2004

I've submitted one yesterday and call them instant , the lady from P****l checked and put my account standard.

Its not a good idea to phone them. It tends to mean the docs will appear to go though, only to actually fail a few days later.

[GreenBean]

Originally Posted by tida2004

I've submitted one yesterday and call them instant , the lady from P****l checked and put my account standard.

Come back in 3 months and tell us this is still up.

Be prepared for the worst.

[mynameis]

Originally Posted by JamesNorth101

Its not a good idea to phone them. It tends to mean the docs will appear to go though, only to actually fail a few days later.

Why is that? Surely once the docs are accepted, they're accepted for good. Unless you're talking about their new policy.

[Callidus]

Originally Posted by mynameis

Why is that? Surely once the docs are accepted, they're accepted for good. Unless you're talking about their new policy.

No, this is not the case. Call them after submitting documents, you will see what happens....even if they get accepted, wait it out for 2-3 days for the dreaded email.

[mynameis]

Originally Posted by Callidus

No, this is not the case. Call them after submitting documents, you will see what happens....even if they get accepted, wait it out for 2-3 days for the dreaded email.

So are you saying the doc success rate will increase if they are submitted and the user does not call in?

[RosieTosie]

The new policy beginning today is the only issue, what else is there! Possible solutions for going forward with stealth either work from this point or it is back to the drawing board, anyone starting up now should be waiting to read what happens next by coming back here

[GreenBean]

Originally Posted by mynameis

So are you saying the doc success rate will increase if they are submitted and the user does not call in?

No. This is not the case either.

You need to read the many threads as soon as possible.

[Callidus]

Originally Posted by mynameis

So are you saying the doc success rate will increase if they are submitted and the user does not call in?

No that is definately not what I am saying.

Many threads around with relevant info as GB has stated.

[rsot]

Originally Posted by RosieTosie

The new policy beginning today is the only issue, what else is there! Possible solutions for going forward with stealth either work from this point or it is back to the drawing board, anyone starting up now should be waiting to read what happens next by coming back here

Can only wait and see Rosie - PP is always up to something...this whole new doc submission and subsequent account closing is worrisome

[RosieTosie]

Originally Posted by rsot

Can only wait and see Rosie - PP is always up to something...this whole new doc submission and subsequent account closing is worrisome

Yes extremely worrisome for those us over here in the UK as we do seem to be almost a testing ground for these new checks at the moment!