Each bank varies. Each person that works for bank is different. Banking laws and regulations changed after Sept. 11 to stop funding for terrorism. To deposit a check into an account, the person (especially the last name) who the check is made payable to on the front of the check must be a signer on an account before the check can go into that account.
Whether or not your bank requires that endorsements be verified will be a matter of bank policy. Many banks have refused to accept third party checks specifically because of the difficulties of verifying endorsements, and the long life (up to 3 years in most states) of any potential liability for a forged endorsement.
However, your bank may allow it. Call, or just go there and ask.
|