As far as why you cannot just verify with paypal, what happens now as I recall is when you choose paypal to verify, it takes you to paypal and at that point paypal is asking you for a credit card number for identity verification. Without inputting one there your seller account will not be set up and you will be stuck. I have not tried Simon cards at that point. Simon still will lift your paypal limits, but I did not try it to see if it will allow you to verify your ID in paypal when creating the seller account. I hope this makes things more clear.
And yes I would appreciate guidance about a gift card that still works if anyone knows of one.
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